Medicare questions don't wait for a season. I'm here year-round.  ·  AEP: Oct 15 – Dec 7  ·  Advantage OEP: Jan 1 – Mar 31
Virginia Beach · Norfolk · Chesapeake · Suffolk

You already did
the hard part.
You showed up.

Medicare feels like a test you didn't study for. It isn't. There's no wrong answer here, and you don't have to figure it out alone. I'll walk the whole thing with you, at your pace, in plain English.

Book your free 20-minute call Not sure yet? Start here
No cost to you. No pressure. Just a real conversation with a neighbor.

Not ready to talk yet? Start with 60 seconds.

Answer a few quick questions and get a feel for your options. Free, no obligation, and nobody calls you unless you ask.

Take the 60-second quiz

I'm local, not a call center

I live and work in Hampton Roads. I know your hospitals and your doctors because they're mine too.

You decide what's next

My job is to make it make sense. What you do with that is always your call, never mine.

I'm here all year

Not just at enrollment. When your doctor drops out or your meds change in March, you text me.

Wherever you're starting

You can't get this wrong with me in the room.

Maybe you're turning 65 and the mail won't stop coming. Maybe you've had the same plan for years and something feels off. Maybe you're helping a parent and you're in over your head. All of it is fine.

Here's how I actually work: I listen first. I look at your doctors, your medications, your budget, your life. Then I lay out your options side by side, in plain English, and I tell you the truth, even when the truth is "what you have is already good, don't change a thing."

I spent 30 years in hospitality, working my way from bellman to executive, and the most important skill I ever learned was how to truly listen. That's what I bring to your kitchen table. You'll never feel rushed, sold, or talked down to.

Stefano F. Reyes
Founder, Intentional Health & Wellness Solutions
Licensed Life & Health Insurance, Commonwealth of Virginia
Stefano F. Reyes, your local Medicare advisor in Hampton Roads
Stefano F. Reyes
Your advisor, right here in Hampton Roads
"

I don't have a plan I'm trying to put you in. I have a person I'm trying to help.

That's the whole difference. The plan comes last, after I understand you. Not first.

Four ways I help with Medicare

Find the door that sounds like you.

You don't need to know the terminology. Just pick the one that feels closest, and we'll take it from there.

FREE CHECKLIST

Turning 65?

First, breathe. There is no wrong answer and no rush. Get the free one-page checklist and a clear path through your enrollment window, written for Hampton Roads.

Start here →
FIRST TIME

New to Medicare

Turning 65 and buried in mail. We'll sort out the timeline, what you actually need to sign up for, and what to ignore.

For anyone approaching 65, or their family
BOTH PROGRAMS

Medicare + Medicaid

If you have both, you may qualify for benefits you're not using. We'll check what's available in your county, step by step.

For dual-eligible neighbors across Hampton Roads
ALREADY ENROLLED

Time for a review

Plans change every year. So do your doctors and your meds. A 20-minute check tells you whether to keep, move, or hold.

For anyone who hasn't reviewed in 12 months
THE DETAILS

Plans explained plainly

MAPD, Medigap, Part D. I verify every doctor and prescription against the plan before you ever commit to anything.

For anyone comparing options across carriers
Beyond Medicare

Medicare is where most people meet me. It isn't all I do.

Once we've handled the basics, I'm here for the bigger picture too, at the right time, never before you're ready.

Life Insurance

Term, whole, and final expense, matched to your goals and your budget. No upsell, no fear tactics.

See life insurance options →

Hospital Indemnity

A hospital stay brings costs Medicare doesn't fully cover. These plans pay you directly when you're admitted.

See how it works →

Final Expense Planning

The quiet peace of knowing your family won't carry the burden. Simple, honest, handled with care.

Talk it through with me →
What happens when we talk

Four steps. No surprises.

01

We get to know you

Your doctors, your medications, your priorities. I listen before I say a word about plans.

02

We compare, side by side

Real options from multiple carriers, laid out plainly so you can see the difference yourself.

03

You enroll when ready

Only when it's right for you. We complete a compliant enrollment together, no rush.

04

I stay in your corner

Annual reviews and year-round help, because your life and the market both keep changing.

Why work with me

I chose Medicare and life insurance because the stakes are real. That deserves more than a call-center script.

  • Stefano F. Reyes, Founder & Licensed Life & Health Professional
  • BSBA, Purdue Global (Magna Cum Laude) · MBA, Purdue Global
  • DBA Candidate, Capella University (Strategic Leadership & Innovation)
  • 30+ years of professional leadership · Licensed in Virginia
When you're ready

Let's take the next step together.

Tell me a little about your situation and I'll reach out personally. In person across Hampton Roads or by phone, whatever's easier for you.

Free. No pressure. I read every message myself.
Prefer to talk now?
📞 (757) 947-7108
✉️ IntentionalHWS@gmail.com

Book your free consultation

No sensitive health info, please. Just enough for me to reach you.

By sending this, you agree I may contact you about your request. I'll never share your information.